How To Avail Multi-Purpose Loan (MPL) and Calamity Loan for Pag-IBIG Members Affected by the COVID-19 Crisis.

Eligible to apply for Pag-IBIG Fund MPL:

An active member who has contributed a total of twenty-four (24) monthly contributions (including non-successive payments). Only the preceding six (6) monthly contributions immediately prior to loan application must be successively paid.

Note: An “active member” is one who must have paid at least six (6) consecutive monthly contributions prior to the date of loan application.

Eligible to apply for Pag-IBIG Fund Calamity Loan:

1. An active member who resides or works in an area placed under ECQ, and
2. Has paid a cumulative twenty-four (24) monthly contributions and fulfills the six (6) consecutive monthly contribution requirement.

Option A: The member has a printer and scanner:

E-mail filing of loan applications for Multi-Purpose Loan (MPL) and Calamity Loan can be done during the enhanced community quarantine. The steps are as follows:

1. Download the MPL or Calamity Loan application form from the Pag-IBIG Fund website. Print, fill up, and sign. Two (2) witnesses shall sign the form as well.
2. Scan the document or take a photo and send to the employer/company HR or authorized representative. The employer/company will print and sign the Application Agreement portion. After signing, the employer will scan the document and send this back to the employee.
3. The employee will scan or take a photo of one (1) valid ID and the Landbank, DBP, UCPB Cashcard or the front and back portion of the Loyalty Card Plus (must be the latest version with EMV chip).
4. Send the loan application signed by both the employee and employer, copy of valid ID, and copy of the Cashcard through the email address enrolled with Pag-IBIG.

Note: The employer may also be the one to email the application form of the employee to Pag-IBIG, using only the employer’s official email address (not personal email address).

Option B: The member does not have a printer and scanner:

E-mail filing of loan applications for Multi-Purpose Loan (MPL) and Calamity Loan can be done during the enhanced community quarantine. The steps are as follows:

1. Using a smartphone or computer, download and fill up the MPL or Calamity Loan Fillable Application Form, available at the Pag-IBIG Fund website.
2. Save the completed form, without needing to print or sign.
3. Email this form to the employer/company HR or its authorized representative, with a photo of one (1) valid ID and the Landbank, DBP, UCPB Cashcard or the front and back portion of the Loyalty Card Plus (must be the latest version with EMV chip).
4. The employer will email the loan application to Pag-IBIG with a certification that the member is indeed an employee of the company and is applying for a Pag-IBIG MPL or Calamity Loan. The employer must only use the official employer email address in submitting Fillable Application Form.